Personal credit

Personal credit

Finance your studies, organize your wedding, renovate your apartment or even take off for the holidays…, with CREDIRECT, make your projects a reality with confidence.

WHAT ARE THE DOCUMENTS TO ATTACH TO COMPLETE MY FILE?

IDENTIFICATION :

Foreigners residing in Morocco: Valid registration certificate;
Naturalized Moroccans: Valid identity document ;
Non-resident foreigners: Passport copy;

THE OBJECT OF FINANCING

Certificate of ownership or sales agreement (if already available) or deed of reservation or description of the property (exact address, area, condition of the property, consistency, price entered in the deed and market value) ;
Case of repurchase of receivables: Amortization table + Decree of situation (CRD) + Copy of the loan contract + recent certificate of ownership;

REVENUES

Liberal Profession: Professional card;
SME / Company manager : • Trade register, recent J model; • Last two reviews; • Company statutes
Declaration on the honor of the annual income signed and legalized
12 last bank statements personal and professional accounts and company account

IDENTIFICATION :

Moroccan Resident: Valid national identity card;
Foreigners residing in Morocco: Valid registration certificate;
Naturalized Moroccans: Valid identity document;
Non-resident aliens: Passport copy;

THE OBJECT OF FINANCING

Certificate of ownership or sales agreement (if already available) or deed of reservation or description of the property (exact address, area, condition of the property, consistency, price entered in the deed and market value);
Case of repurchase of receivables: Amortization table + Decree of situation (CRD) + Copy of the loan contract + recent certificate of ownership;

REVENUES

Retirees: Certificate of recent pension;
Officials: Recent state of employment;
Employee: • Recent work certificate or employment contract (specifying the type of contract); • Salary certificate which includes seniority, function and annual bonuses; • last 3 payslips; • Statement of wages issued by the CNSS (historical CNSS declaration);
Last 3 bank statements;

They trusted us