Real estate credit

Real estate credit

Need to finance your real estate acquisition…? CREDIRECT supports you in your life project, by offering you tailor-made arrangements at the best market conditions.

  • My acquisition project
  • My construction project
  • My renovation project
  • My off-plan project

My acquisition project

Because you are embarking on a real estate project: an acquisition of an apartment, a house, a villa, whether it is a primary or secondary residence, you even opt for land, the financing conditions, and in particular the real estate rate, occupy your thoughts. CREDIRECT.MA supports you in your life project and will negotiate the best offers for you.

My construction project

Because you are embarking on a land acquisition and construction project, or simply a construction, a villa, a house, or even a building, and you are looking for the best financing conditions. CREDIRECT.MA accompanies you throughout this project and will negotiate the best offers for you.

My renovation project

Because you are an owner and you want to renovate and rearrange your home to refurbish it or give it a new design, and you are looking for financing. CREDIRECT.MA will accompany you and negotiate the best offers for you.

My off-plan project

Because you are embarking on an acquisition as part of a VEFA (Sale in Future State of Completion) and you are looking for financing. CREDIRECT.MA accompanies you throughout this project and will negotiate the best offers for you.

WHAT ARE THE DOCUMENTS TO ATTACH TO COMPLETE MY FILE?

IDENTIFICATION :

Foreigners residing in Morocco: Valid registration certificate;
Naturalized Moroccans: Valid identity document ;
Non-resident foreigners: Passport copy;

THE OBJECT OF FINANCING

Certificate of ownership or sales agreement (if already available) or deed of reservation or description of the property (exact address, area, condition of the property, consistency, price entered in the deed and market value) ;
Case of repurchase of receivables: Amortization table + Decree of situation (CRD) + Copy of the loan contract + recent certificate of ownership;

REVENUES

Liberal Profession: Professional card;
SME / Company manager : • Trade register, recent J model; • Last two reviews; • Company statutes
Declaration on the honor of the annual income signed and legalized
12 last bank statements personal and professional accounts and company account

IDENTIFICATION :

Moroccan Resident: Valid national identity card;
Foreigners residing in Morocco: Valid registration certificate;
Naturalized Moroccans: Valid identity document;
Non-resident aliens: Passport copy;

THE OBJECT OF FINANCING

Certificate of ownership or sales agreement (if already available) or deed of reservation or description of the property (exact address, area, condition of the property, consistency, price entered in the deed and market value);
Case of repurchase of receivables: Amortization table + Decree of situation (CRD) + Copy of the loan contract + recent certificate of ownership;

REVENUES

Retirees: Certificate of recent pension;
Officials: Recent state of employment;
Employee: • Recent work certificate or employment contract (specifying the type of contract); • Salary certificate which includes seniority, function and annual bonuses; • last 3 payslips; • Statement of wages issued by the CNSS (historical CNSS declaration);
Last 3 bank statements;

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